The report identifies and explores the key touchpoints between the EU regulatory and supervisory landscape and energy efficient mortgages, with a focus on the Energy Efficient Mortgages (EEM) definition, the EEM Label and the prudential treatment of EEM.
The report considers the challenges and opportunities faced by lending institutions in relation to the regulatory and supervisory landscape for Sustainable Finance through the lens of energy-efficient mortgages.
The report concludes that the data foundation across all three countries is defined by different degrees of fragmentation.
This paper provides an overview and assesses the readiness of the supply side to respond to the existing and emerging demands of Nordic banks to scale their energy-efficient mortgages – both from an asset and portfolio level point of view.
This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreement N° 101032653.
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