NEEM Publications

Analysis of Regulatory & Supervisory landscape relative to EEM


The report identifies and explores the key touchpoints between the EU regulatory and supervisory landscape and energy efficient mortgages, with a focus on the Energy Efficient Mortgages (EEM) definition, the EEM Label and the prudential treatment of EEM.

How to comply and align with the EU policy agenda


The report considers the challenges and opportunities faced by lending institutions in relation to the regulatory and supervisory landscape for Sustainable Finance through the lens of energy-efficient mortgages.





Data foundation for scaling up energy efficient mortgages in Denmark, Norway and Sweden


The report concludes that the data foundation across all three countries is defined by different degrees of fragmentation. 

Prioritised list of metrics to enable an AI supervised approach



This paper provides an overview and assesses the readiness of the supply side to respond to the existing and emerging demands of Nordic banks to scale their energy-efficient mortgages – both from an asset and portfolio level point of view.